What you operate
Tractors, trailers, straight trucks, box trucks, dump trucks, and hotshot combinations bring different equipment and liability exposures.
Commercial trucking insurance
Coverage built around every mile.
Your drivers, equipment, routes, freight, contracts, and history tell one connected story. RMR helps you present it clearly and navigate the coverage options around it.
RMR
Experienced guidance.
Personal service.
30+Years of Insurance Experience
0+Customers Satisfied
5States Served
A specialized risk
A truck is more than a vehicle.
It is a workplace, a major business asset, and the link between a shipper and a customer. One incident can involve liability to the public, equipment damage, lost freight, and interrupted income.
Federal or state filings, broker agreements, shipper contracts, equipment financing, and lease arrangements may introduce separate requirements. The right conversation considers how they fit together.
Built for real operations
Details drive the insurance conversation.
Accurate information helps an agency organize the risk, discuss realistic options, and avoid preventable gaps. That applies whether you run one power unit or a growing fleet.
Start a trucking quoteWhat shapes the risk
Coverage starts with the operation.
Insurers evaluate more than truck count. These details help tell the complete story.
What you haul
Commodity type, cargo value, refrigeration, and special handling can shape both coverage needs and underwriting.
Where you run
Local, regional, and long-haul routes affect mileage, filings, operating radius, and the states involved in your risk.
Who is behind the wheel
Driver experience, records, hiring practices, and fleet safety controls are central to a strong trucking submission.
Core protection
Road. Rig. Load.
Distinct coverages work together to address different parts of a trucking operation.
Primary Auto Liability
Protection for covered liability arising from operating your trucks.
Learn morePhysical Damage
Protection for covered tractors and trailers after specified losses.
Learn moreMotor Truck Cargo
Protection for covered freight in your care, custody, or control.
Learn moreCoverage availability, limits, terms, exclusions and eligibility vary by carrier and individual risk.
Your next step